Social Security does not pay for impairments or disabilities that last for less than 12 months. There is no short term disability benefit with Social Security.
You must have at least one impairment that has (a) lasted for at least 12 consecutive months, (b) is expected to last for at least 12 consecutive months, OR (c) is expected to result in death.
Does this mean that I should wait 12 months to file a disability claim? No, absolutely not. As soon as you have a medical condition expected to keep you from working for at least 12 months, you should file a claim immediately. However, if your doctor says you will be able to return to work within 12 months of the onset of your condition, you would not meet the duration requirement.
May I file a disability claim before I stop working? No. If you are still working full-time, you are not legally disabled according to Social Security rules, regardless of how much pain you have or sick you are. There is an exception for part-time work where earnings are less than $1,180 per month (before tax).
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